5 Ways to Make Your Next Insurance Claim Easier

Even fender benders and minor home damage can be stressful. From police reports to home repairs, these are hassles no one wants to handle. Fortunately, there are steps you can take to make the claims portion of this process easier. Use the following tips to make your next claim smooth and simple.

Stay organized: Do you know where your insurance policy and insurance ID cards are stashed? Keep your proof of auto insurance in the glove compartment and store homeowners policy information where you can easily access it. Make it a habit to check these at the end of each month to ensure they’re current.

Know your policies: Are you familiar with the details of your insurance policies? It’s important to know what’s covered and what’s not, before an incident occurs.

Gather information: Claims go more smoothly when you can provide all the necessary information. For auto accidents, get the other driver’s personal information, vehicle information, and insurance information. Keep records of all medical visits and tests for medical claims. Be sure to respond promptly if additional information is requested during your claim, as this will keep the process moving.

Provide documentation: Document damage with photo and/or video. Capture these images as soon as possible so you don’t miss this step before repairs are made.

Prevent damage: Of course, the best scenario is a claims-free one. To avoid accidents and claims, use best practices for driving and home safety.

Still, even with the best precautions, accidents may happen. If you need to file a claim, do so as soon as possible. Don’t hesitate to contact our office immediately following an incident for assistance with starting your claim.