As the year winds to a close, you may be busy with year-end activities, holiday events, and parties. However, year-end is the best time to review your health insurance, one of the most important factors in promoting and maintaining good health. What should you consider as you assess your health insurance?
Has your family changed? Did you get married? If so, would a move to your spouse’s plan be beneficial? Did you obtain custody of a child? If so, many options may be available for the child’s insurance coverage in addition to adding that young one to your group or Affordable Care Act (ACA) plan. Facing a divorce or separation? We can help you determine your rights under your spouse’s coverage.
Has your doctor stopped taking your insurance? No one likes to change doctors, but it’s a reality in today’s insurance-driven health care system. However, a change in your health plan may not mean you can’t keep your favorite doctor. We can help you explore that possibility.
Deductibles and Copays
If you’re seeing several medical providers, it may be time to reevaluate your plan and its deductible, especially if you are on an ACA plan. An upgrade to a Gold or Platinum plan can save you a great deal of money out of pocket. Additionally, if you’re on Medicare, a Medicare Advantage plan or a Medigap policy can mean big savings.
Don’t delay. Contact us today and allow us to assist you in evaluating your current health care policy before year end.