5 Things You Didn’t Know Were Covered by Auto Insurance

When it comes to fender benders, keyed cars and windshields damaged by stray rocks, you know your auto insurance policy has you covered. But did you know that your policy may also cover more unusual circumstances? Below are four such circumstances.

When rodents make your car their new home: Rodents can decide to make a new residence under your hood. This can lead to interfering with the operation of your vehicle. Especially if your vehicle is parked for a lengthy period of time, you should check to see if you have an “other than collision” clause that covers any rodent-created damage.

When potholes cause issues: Pothole accidents are categorized as collisions by many auto insurance policies. If so, the damage caused by a run-in with a pothole will be covered by your policy.

When your child’s car seat is part of an accident: During crashes, various parts of your vehicle can be impacted in a severe manner. One less obvious point of impact may be your child’s car seat. After an accident, it may be damaged, and it’s a good idea to replace it. Your auto insurance policy may cover the cost of replacement.

When your furry friend needs care: Dogs love their owners’ cars, and if your dog is ever injured as a result of an accident, your auto insurance may cover the vet bills.

When you miss work due to a car accident injury: Your policy may cover a portion of your lost income.

If you experience any of these issues, call or email our office to determine whether your policy covers them.