A Holiday Lights Checklist for Keeping Your Home Safe

Holiday season is upon us, which means that the festive lights and decorations will soon be adorning neighborhoods everywhere. But how do you keep your home safe? Before you deck the halls, here is a checklist to make sure you’re safe from potential insurance claims.

Inspect your light strings
If you are one to reuse your lights again and again, make sure you inspect them every holiday season to see if any of the threads are damaged or frayed. If so, this could create a small fire, especially if wrapped around a tree.

Replace burnt-out bulbs
Lights overheat if there are empty bulbs, plus it will make them look a lot prettier if they’re all intact!

Make sure you use the proper lights for outside
Outside bulbs are usually UL rated, which means they are able to withstand the weather, especially if you reside in a state with colder climates.

Don’t attach lights with nails
You may damage the lights’ wires, which would make them prone to hazards and small fires. Instead, attach them carefully with plastic hooks or drape them on fixtures that are already in place.

Only leave outdoor lights up for 90 days
The longer your lights stay up, the longer they become a potential risk. Take them down after 90 days to avoid damage from weather and critters.

Store lights safely
One of the most important elements of holiday lights safety is storing them safely. In order to get the most use out of them, coil each string around a piece of cardboard in order to keep them intact and store them in a sturdy container.

It’s imperative to have the right protection in case anything does go wrong. Call or email us with any of your questions about what your insurance policy covers.