Even when you are insured, claiming for minor mishaps and small collisions can be a major stress to handle. However, there are ways to make it easier. Follow these four tips to make your next claim a breeze.
Keep it together
Put all your insurance documents, from policy to ID cards, in one place, and make sure you keep checking that they’re there. Don’t move them unless absolutely necessary. Keep auto insurance documents in your glove compartment for easy access in case of a collision.
Know what you’ve got
Make sure you’re aware and up to date on your insurance policy. What are the policy details? What can and can’t you claim? Knowing this before you call your insurance agent will make the process easier.
If you’ve already done your homework, the claiming process will go a lot smoother. Keep all your important receipts in the same place, and make sure it’s safe! If it’s an automobile claim, find out everything you need to know about the driver as soon as the accident occurs, such as name, license plate and insurance information. If extra information is needed, be sure to respond promptly.
Be sure to take pictures of whatever you’re claiming against, especially on the road. Videos are even better. Try and do this as soon as possible, and you should have no issues with your claim. If you have to ask yourself whether or not you have enough, chances are you need more. Better safe than sorry.
Of course, the best scenario is a claims-free one. To avoid accidents and claims, use best practices for driving and home safety. If you do need to file a claim, do so as soon as possible. Contact our office immediately following an incident for assistance with starting your claim.